If you are setting up an eCommerce store or selling digital products from your website, you’ll need a Online payment gateway to accept payments from your customers. If you are running a startup or small business or a Brand, it could be quite difficult to choose a Payment Gateway for your eCommerce store. Therefore our eCommerce experts at NITISHVERMA.COM Consulting set down to identify the top 10 Best Payment gateways in India.


1) PayUbiz and PayUMoney
The payment payment gateway solution provider, PayU India, rebranded both its products PayU Enterprise and PayUmoney to establish them as clear independent businesses in May 2015. Now, PayUbiz focuses on enterprises and is used by large enterprises such as Snapdeal whereas PayUmoney is the consumer brand of PayU India and has a wallet solution for consumers and payment acceptance solution for SMB businesses.
PayU India is the flagship company of Naspers group which is a $25 Billion internet and media conglomerate listed on London and Johannesburg stock exchanges respectively. In India, they claim to serve more than 4000 merchants.


We evaluated PayUMoney for accepting payments in ProfitBooks and were really happy with the overall experience. Signing up is very easy and you can upload the documents directly on their site for verification. We specifically liked the option to create ‘Pay with PayUmoney’ button. Its easy to create invoices and send payment links to your customers. We also found the support to be responsive.

As wallet service is integrated with the payment gateway, it adds extra value to the overall proposition. We are not using it now but would highly recommended this payment gateway for a startup.

Top clients of PayUMoney & PayUbiz:
Jabong, BookMyShow, Freecharge, Zomato, Goibibo, Olx, Ola, ShopClues, Pepperfry

2) Instamojo
This one is my favorite. Started in 2012, Instamojo initially offered a way to collect payments for digital goods. Instamojo Payment Gateway allows merchants to Collect online payments with ease with or without a website. Charges of InstaMojo are quite reasonable. But now thousands of users are using it to collect payments for ebooks, reports, tickets, tutorials, merchandise, invoices, services, and much more.

Instamojo is super easy to setup. They have recently introduced instant onboarding. Now, you don’t require any documentation to begin a trial account with Instamojo, simply answer a few questions and get started in minutes. For a full account, the bank statement and PAN card remain the only requirements.You can create a payment link or button, a page where you can list your products or services or directly request a payment.

We use Instamojo as an alternate payment gateway for ProfitBooks and are extremely happy with it. Support is very responsive and helpful. They keep releasing new features every now and then. With frictionless onboarding, low transaction rate and intuitive user interface, I would strongly recommend Instamojo as a best payment gateway for small businesses.

Top clients of Instamojo:
Snapdeal’s app Shopo, Online Prasad, UrbanClap, YourStory, Next Big What and others.

3. PayTM payment Gateway
Paytm has emerged as a leading payment due to its online consumer base with ‘Paytm Cash’ wallet. Therefore paying with Paytm could be beneficial for a small eCommerce merchant.

2 thoughts to “Online Payment Gateway

  • aditya

    This looks like a super in depth editor Kim, and Pro Writing Aid seems to be worth it. If those iconic writers have editors, any blogger or author can use some editing to get their writing game in order.

  • vikash

    Very useful information.Thank you for sharing this post


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